This Privacy Policy describes how Spending Pulse handles information when you use the app and related website.
Spending Pulse is designed to give you budgeting and cash-flow clarity with minimal data collection. The core experience is intended to work without requiring a bank login or a user account.
Depending on how you use Spending Pulse, the app may process information that you manually enter, such as recurring bills, planned income, transactions, categories, notes, reminder settings, and app preferences.
This information is primarily stored on your device. If you enable operating-system or platform sync or backup features, copies of your data may also be stored through those platform services under the terms and privacy practices of the provider operating them.
Spending Pulse does not require you to provide directly identifying personal information to use the core app experience. The app is not designed to collect precise location data unless a feature clearly asks for it and you explicitly grant permission.
Information processed by Spending Pulse is used to operate app features, such as showing balances, creating forecasts, managing recurring items, scheduling reminders, saving preferences, and restoring data through any platform-level backup or sync features you choose to use.
We do not sell your personal information. We do not share your app data for third-party advertising. Information may be disclosed only when necessary to operate the app through service providers, to comply with law, to protect rights or safety, or as otherwise described in this policy.
You can generally access, edit, or delete the information you enter into Spending Pulse directly inside the app. If you delete the app, local data stored only on the device may also be removed. If you use platform backup or sync features, you may need to manage those copies through the relevant platform provider as well.
We use reasonable measures intended to protect information handled by Spending Pulse. No method of transmission, synchronization, or electronic storage is completely secure, so absolute security cannot be guaranteed.
Spending Pulse may rely on third-party services such as Apple or other infrastructure providers, and the website or app may contain links to third-party sites. Those services operate under their own terms and privacy policies, which you should review separately.
Depending on the services you use and where those providers operate, information may be processed or stored outside your country or region. Data protection laws vary by jurisdiction.
Spending Pulse is not intended for children under 13, and we do not knowingly collect personal information from children under 13 through the core app experience.
By using Spending Pulse and the related website, you consent to this Privacy Policy.
We may update this Privacy Policy from time to time. When we do, we will post the revised version on this page and update the "Last updated" date above.
Questions about this Privacy Policy can be sent to support.spending.pulse@gmail.com.