Feel good spending money again.
Spending Pulse answers one question every day: can I spend today without putting tomorrow at risk? One clear number. One daily signal. Zero budget spreadsheets.
Spending Pulse answers one question every day: can I spend today without putting tomorrow at risk? One clear number. One daily signal. Zero budget spreadsheets.
See exactly how much is safe to spend today and whether you're on track — Safe, Close to limit, At the limit, or Overspent.
A rolling 30-day projection of your balance against your safety floor. See at a glance when you might dip below your cushion.
Add recurring bills and income. Mark them paid, postpone, or let auto-pay handle them. Never miss what's due next.
Category breakdown by period, a coaching feed, and a daily streak — how many days in a row you've stayed within your limit.
Check your safe-to-spend number from your wrist or your Lock Screen. The Watch app works offline and syncs when your phone reconnects.
Your data lives in your own iCloud account. It syncs across all your Apple devices — and no one else can see it, including us.
Every day Spending Pulse calculates your safe daily spend — your remaining balance minus your safety floor, divided over the next 30 days, minus upcoming bills. Then it tells you exactly where you stand.
No percentages to interpret. No category budgets to chase. Just a number and a status.
You have room to spend. Your balance is on track and above your safety floor.
You're using most of today's allowance. Spend carefully for the rest of the day.
Today's safe-to-spend has been fully used. Any extra comes from tomorrow's allowance.
You've gone past today's limit. Your projected balance is below your safety floor.
Spending Pulse stores everything on your device and syncs through your private iCloud database. The developer has no access to your financial data. No tracking, no ads, no selling your information.
All transactions, bills, and categories are stored locally first.
If sync is enabled, data goes to your private iCloud account — not our servers.
Use the full app without creating an account or providing any personal details.
Spending Pulse is supported by an optional Plus subscription, not advertising.
Download Spending Pulse free. No account, no bank link, no setup. Just open the app and start.